Personal Loan Guru

  If you are a CA and want to expand your business yet scared of the CA loan interest rate , you can implement some habits and avail a lower CA loan interest rate. Want to know more? Let’s go! What is a Chartered Accountant loan ? A Chartered Accountant loan is nothing but a personal loan designed for CA professionals. Lenders consider CAs as respectable and responsible citizens of the society, and that’s why they are awarded a higher loan amount of up to Rs.35 lakh. How to get the lowest CA loan interest rates? The only thing that bothers a majority of CAs and ordinary citizens is a higher interest rate. However, there are ways you can bring it down and never feel the pressure. Here are those tips that you need to implement: 1. Always shop around a bit Did you know that there are more than 100+ banks and non-banking finance companies (NBFCs) that offer loans in India? Thus, a borrower has many choices, and must not go to the first lender that confirms the eligibility.  Thus,...

  Get quick access to funds of up to Rs. 2 Crore with Personal Loan Guru’s CA Loan to boost your practice. The role of a Chartered Accountant (CA) is crucial when it comes to finance and accounting. These professionals are entrusted with critical financial decisions, tax compliance, and strategic planning for businesses and individuals. The journey to becoming a CA involves rigorous academic training, practical experience, and a commitment to upholding the highest standards of integrity and professionalism. This profession can demand hefty financing as well. Many aspiring CAs face the daunting task of managing their finances while pursuing their education and training. This is where CA loan programs come into play, offering financial assistance and support tailored specifically to the needs of such professionals. Understanding CA loan programs CA loan is a professional loan, designed to provide financial aid to students pursuing the course. These loans typically cover a range of e...

  When planning to take a chartered accountant loan , the first thing an applicant yearns for is the low-interest rate. As CA loan comes under unsecured loan category, the same is offered at a higher interest rate as compared to any secured loan. However, that doesn’t mean a lower interest rate on a CA loan is not possible. It isn’t that difficult, all you have to do is follow the below-mentioned steps. Start with an itsy-bitsy research If you were still unaware, you must know that there are more than 100 banks and an equal number of NBFCs offering the best chartered accountant loan. This literally means you have more than 100 different choices and a 100 different schemes. In such circumstances, it would be unwise to go with the first lender that confirms your eligibility for a CA loan. If you can hold your horse's for a bit and utilize the time in comparing the available schemes, you might get your hands on a profitable option. Maintain a healthy CIBIL score The second way to get...